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Bat Droppings

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Monday, May 19, 2008

Bat Droppings

Wow -- I was nervous about posting the wooden bat thing, but I guess I might have spoken out on something that may have been on many of our minds in the first place.I thought I might have been the only one seeming so heartless.

Not that this holds a candle to the New Jersey family's brain damage, but Jake broke his leg on a giant inflatable slide in summer 2006. Dave and Jake went down the slide together, Dave landed on Jake's leg at the bottom. It was at the Town of Apex's July 4th celebration.

Our insurance company made us go to the town and to the inflatable slide rental company for information and then went on to inquire whether we'd attempt to recoup our insurance company's medical costs.

What? If the insurance company wants their medical costs reimbursed, they could pursue it themselves! I was busy trying to provide a semblance of a summer to my 3 1/2 year old!

It was our choice to allow Jake to go down the slide.

I did write a letter to the slide-rental company because the teenagers hired as attendants did nothing when it was discovered that Jake broke his leg -- they continued to let children slide and pile up while we kept those kids from crashing into Jacob. But that was it.

But that did get me thinking about whether the family's HMO might be putting pressure on them to seek recoupment of some of their expenses...from someone!

PS: A week after Jake's leg cast came off, he fell off a slide structure at our fitness center's child care area and cut open his eyebrow, requiring stitches. The insurance company made us go through the same thing again.

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At Monday, May 19, 2008 at 9:27:00 PM CDT , Blogger Maryann Goldman said...

This week I got one of THOSE insurance company letters. Essentially, it's a please prove to us that you don't have any other medical insurance besides ours that might pay your claims besides us. Grrrrrr.... Several times I year I have to sign my name (feels like in blood) so that we get continued insurance coverage. Very annoying. I am really with you on this sue/insurance subject.

At Tuesday, May 20, 2008 at 9:51:00 AM CDT , Anonymous Anonymous said...

and to think, i still have to wait until i can even get "high risk pool" medical insurance for another 2 months because i wasn't a minnesota resident for 6 months prior to applying for it (needing to buy my own because my employer doesn't provide it per se, but says you have to get your own or we may cut your pay the equivalent amount of the average premium paid by everyone in the workplace).

the insurance biz these days is the big problem within healthcare, making it the most inefficient part of american health. and this upped usage of the payment reclamation clause is the latest in inefficiencies created by them (look at the walmart case).


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